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Ana Chlipa

Post Disbursement and Monitoring Expert - ING Bank - Bucharest - Romania

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Intro
Bucharest, Romania
Post Disbursement and Monitoring Expert at ING Bank
Studied Computer Science and Economics at Romanian-American University
Banking
Joined January 5, 2025

Skills

Languages

Romanian
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Native or Bilingual
English
-
Fluent
About
I am a fast learner, an open minded person. I like to learn and try new things all the time. I believe that great things come outside our confort zone. I'm a reliable and trustworthy person. I'd like to climb the stairs of my career, by proving my professional and personal skills
Experience
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ING Bank
Jul 2024 – Present
Bucharest
Post Disbursement and Monitoring Expert
Continuously monitor the financial health and operational performance of wholesale banking clients (corporations, governments, large businesses, financial institutions). Track client's adherence to credit agreements and covenants. Identify early warning signals of financial distress or potential default. Work closely with relationship managers, transaction managers, risk department, finance, monitoring specialists, relationship managers, transaction managers and other relevant departments. Contribute to the enhancement of monitoring tools, processes and workflows by suggesting and testing new ideas into the bank's systems, participating in projects, etc.
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ING Bank
Mar 2023 – Jul 2024
Bucharest
Senior Post Disbursement Specialist
I was responsable for the process of mortgage erasures and for the analysis and approving of the investment loan payments. I was in continuous contact with ING Offices all aroud the country and with the notary office. Contribute to the enhancement of the processes and workflows by suggesting and testing new ideas into the bank's systems.
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ING Bank
Jul 2022 – Mar 2023
Bucharest
Post Disbursement Officer
I was responsable for the process of mortgage erasures and for the analysis and approving of the investment loan payments. I was in continuous contact with ING Offices all aroud the country and with the notary office.
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ING Bank
Sep 2021 – Jul 2022
Bucharest
MCSE & SME Lending Officer - Companies Lending
Checking and authorizing client's requests for drawals, from the IMM Invest. Working closely with bank's front offices around the country, relationship managers.
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BNP Paribas
Oct 2019 – Jun 2020
Bucharest
Back Office Operator - Auto Loans - BNP Paribas Persoanal Finance
Collecting the auto loan applications from the area sales managers. Introducing the auto loan applications into the data base, following the process of the requests by the end (funding). Interviewing the customers if more information are needed for the loan application. E-mail correspondence with clients, area sales managers, auto dealers and internal departments (analysis department and funding department). Completing the daily report with the loan applications.
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Competence Call Center
Oct 2017 – Oct 2019
Bucharest
Call Center Agent
Selling the Bank's financial products (personal loans, credit cards, overdrafts, life insurances) by outbound calls.
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Vodafone
Feb 2017 – Sep 2017
Bucharest
Sales Representative
Customer Care, sales, achieving the monthly target by promoting Vodafone's services and products.
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Telekom Romania
Feb 2006 – Jun 2016
Bucharest
Sales Representative
Increasing the number of satisfied clients by promoting the benefits of the companies services and products, merchandising activities,upwell,cross sell. I've raised the number of sales, i've made more clients content of Telekom's services and products.
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Digi Romania
Apr 2005 – Oct 2005
Bucharest
Sales Representative
Signing contracts for digital TV service, preserving a good image for the company by presenting the benefits for its services (DIGI TV). I have increased the number of sales and satisfied clients.
Education
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Romanian-American University
Oct 2003 – Jul 2007
Bachelor's degree in Computer Science for Business Management - Bucharest - Romania, Computer Science and Economics