Ana Amaral, AML KYC Senior Officer – Legal & Transactions Services

About

I am a Senior Transfer Agency Officer, I perform AML/KYC due diligence on a range of institutional clients types with different legal structures, in all jurisdictions, to support businesses across various product groups including Real Estate Funds and Equities. I have over four years of experience in financial crime prevention and transaction services, and I hold a BA in Accounting and Finance and a Capital Markets Back-Office Certification. In my previous roles, I have successfully contributed to the implementation of policies and procedures, the establishment of client risk profiles, and the provision of advice to businesses on compliance matters. I have also participated in AML/KYC remediation projects and monitored risk analysis related to compliance, money laundering, and tax fraud. I have a strong knowledge of risk assessment, due diligence, sanctions, and counter-terrorism financing, as well as investment banking and capital markets exposure. I have a proven ability to interpret and analyze large volumes of data and information, communicate effectively at all levels, and work collaboratively with internal and external stakeholders. I am fluent in four languages and proficient in various research and IT tools. My goal is to leverage my compliance expertise and transfer agency skills to deliver excellent client service and ensure regulatory compliance for Banks and Financial Institutions in Luxembourg.

Experience

Brown Brothers Harriman & Co.

May 2022 – Nov 2022

Luxembourg

Transfer Agency Senior Officer

• Management and upkeep of the shares/unitholders register using eFront platform. • Handling all incoming requests related to Private Equity Real Estate (PERE) custody tasks, from both clients and other stakeholders. • Cultivating strong external and internal relationships with clients, fund managers, Transfer Agency KYC team, domiciliation team, Business Intelligence (BI) team, sales representatives and auditors. • Active involvement in the initiation of new funds (or compartments), SICARs and unregulated entities.

Swiss Life Global Solutions

Aug 2021 – Jan 2022

Luxembourg

Senior AML KYC Officer

• Identify applicable standards governing the company's operations, such as those outlined in the LPS framework. • Evaluate, quantify, and report Anti-Money Laundering (AML) risks associated with present and future business endeavors. • Develop client risk assessments (Know Your Customer - KYC) and manage files requiring Compliance validation. • Collaborate with the Association of Insurance Companies (ACA) on AML/Counter-Terrorist Financing (CTF) initiatives. • Supervise AML/TF operations, ensuring adherence to local regulations, as well as Group standards and policies, through robust processes, procedures, and controls.

BNP Paribas

Sep 2020 – Jun 2021

Luxembourg

Transfer Agency Operations - Securities Services (Analyst/ Associate)

• Manage Transfer Agency (TA) operations including order processing, static data updates, reporting, and cash processing. • Administer daily order acknowledgments for trades received from distributor clients of Asset Managers/Fund sponsors utilizing us as the TA client window and ETF Funds. • Respond to inquiries from distributors and TA Client window & Client contacts. • Oversee mutual funds settlement activities and resolve any associated issues. • Maintain client relationships by preparing Monthly Key Performance Indicator (KPI) reports and participating in KPI meetings. • Execute orders and facilitate onboarding processes for new accounts, investors, and agents within the internal Multifund system. • Engage in both mandatory and voluntary training sessions. • Contribute to annual reviews of procedures.

The Bank of New York Mellon Financial Corporation

Aug 2019 – Jun 2020

Luxembourg

Transfer Agency Officer (experienced in ALT & TRAD funds)

• Establishing and managing the register of shares/unitholders utilizing eFront. • Handling incoming requests related to Private Equity Real Estate (PERE) custody tasks from clients or other stakeholders. • Cultivating strong external and internal relationships with customers, managers, Transfer Agency KYC team, domiciliation team, Business Intelligence (BI), sales representatives, and auditors. • Contributing to the launch of new funds (or compartments), SICARs, and unregulated entities.

Education

ESB | Graduate School of Banking

Nov 2022 – Mar 2023

Compliance, LCBT-FT Operational Expertise Certification

Universus - School of Business and Economics

Jan 2001 – Dec 2004

BA Accounting & Finance, financial services industry, Accounting & Finance

Ana Amaral

AML KYC Senior Officer – Legal & Transactions Services

Skills

Languages