Chetna Rajwani, Financial Accountant

About

Highly motivated, detailed oriented, quick learner and energetic Financial Accountant with 10 years of experience in financial institutions, dedicated to providing accurate financial statements and other critical financial information to those individuals who make business decisions on a daily, monthly and annual basis. Experience in various aspects of financial & corporate accounting, budgeting, auditing, management accounting, preparation of financial statements, administration expense monitoring, and cash flow management. Extensive experience in process improvements and implementation to reduce company expenses. Strong organizational and multitasking skills. Possess strong analytical, leadership skills and problem-solving skills with an ability to make well-thought-out decisions. Accounting Skills • Performing accounts payable and receivable functions • Cost control techniques • Understanding of financial reporting (GAAP) • Financial modelling • Financial Management • Financial reporting • Operations management • Forecasting budget • Handling payroll • Data query/data management abilities Soft Skills • Problem-solving skills • Management experience • Excellent time management Skills • Potential to lead and motivate Others • Strong attention to detail and an investigative nature Technological proficiencies • High level of proficiency in Microsoft Excel • Word Processing and Desktop Publishing Tools • Experience with business intelligence software (ERP, Dynamics , Tally, ODOO) • Messaging and video Conferencing (zoom,skype, google hangouts, Microsoft teams)

Experience

The Cure

Feb 2023 – Present

Dubai

Accountant & HR Coordinator

● Prepare financial statements and monthly reporting. ● Prepare invoices, Purchase orders, Payment Vouchers, Petty cash Vouchers, Receipt Vouchers, Deposit slips, Cheques, etc, and post the required transactions into the First Bit Accounting system. ● Perform VAT Compliant Accounting, prepare and process filing VAT Tax returns for Salon on a quarterly basis and file on EMARTAX FTA portal. ● Reconcile the bank statements with Sales deposited (both Cash and POS) and payments on a monthly basis and post the required entry in First Bit System ● Managed multiple HR functions including recruitment of new Salon Therapists and retention of new hires, employee training, and orientation. ● Maintained secure and accurate records of staff-related data such as payroll, commissions per Therapist, turnover rates, and leaves in the database to ensure all employment requirements were met. ● Process documentation and prepare reports relating to personnel activities (staffing, recruitment, training, grievances, performance evaluations etc)

Alrais Enterprises Group

Mar 2022 – Oct 2022

United Arab Emirates

Accountant

• Verification of documentation for preparing cheques • Monitor and verify the closure of the previous day POS session • Reconcile credit card statements against bank and sales report • Liaise with internal and external stakeholders • Providing accounting and clerical support to ensure that financial transactions are in compliance with the VAT regulations. • Preparation, validation, and submission of quarterly VAT returns for Arabian Tea House Restaurant & Café • Handle VAT reporting (payables and receivables). Ensure collections and payments are done in line with UAE regulations • Verify and prepare supplier payment based on the defined credit terms for Arabian Tea House • Check and ensure that inter-company entries (between branches) have been posted correctly • Maintain record for depreciation of fixed assets • Maintain record for Prepayments of Visa & Rentals • Monitor and verify all financial transactions in Tally Software • Responsible for the replenishment of the PRO balance

IGI life insurance company ltd

Aug 2015 – Mar 2022

Pakistan

Assistant Manager – Finance Department

• Responsible for preparing monthly detailed results department wise, region wise, business sector wise cost sheets as per process manuals to ensure that a company's internal controls in cost processes are adequate, functional and conform to regulatory guidelines for executive committee. • Preparing Business Monitoring Report on Monthly Basis for each channel ( Captive and Bancassurance), Performance Review of each portfolio and retention, their Business Contribution and Productivity with month to month analysis of Premiums collected, commission paid and other cost monitoring against Budget to ensure compliance with regulatory guidelines for Regulatory & Financial Reporting and publication (including sectorial practices) • Preparing monthly variance Analysis of Sales to monitor cost-to-income ratio and highlighting weaknesses to the executive committee. • Responsible for preparing bank reconciliation payment and collection accounts. • Responsible for preparation yearly expense budget to be reviewed and approved by the Board of Directors. After which monthly variance analysis against budget. • Responsible for managing the Employees’ Provident Fund to ensure timely investments of funds and payments to employees. Also responsible for the annual audit of the fund. • Assisting financial controller in preparing annual financial statement for statutory reporting. Additionally, assisting the reconciliation team in month end closing. • Involved in various other projects relating to ERP (Microsoft Dynamics) and Insurance Core Application.

Samba Bank Limited

Feb 2013 – Aug 2015

Pakistan

Assistant Manager – Internal Audit Department

• Conducted Review of audit entities as a team lead to provide reasonable assurance that operations confirm to bank’s SOPs and State Bank of Pakistan's regulations. • Assisted Team Leader / Lead Reviewer in completion of assigned Audits. • Managed payments request from banks departments with staff assigned and was also involved fixed assets review exercise conducted by the unit. • Liaison with audit teams during and post audit to ensure all necessary Audit steps were completed from Quality Assurance perspective under supervision. • Managed payment requests from bank departments with staff assigned and was also involved fixed assets review exercise conducted by the unit

Education

University Of Karachi

Jan 2016 – Dec 2018

Masters, Economics

University Of Karachi

Jan 2011 – Dec 2015

Bachelors, Commerce

Chetna Rajwani

Financial Accountant

Skills

Languages