Mohammed Fazle Rabbi, Financial Analysts

About

Remarkable experience in bank operations management, financial analysis & credit risk management

Experience

ONE Bank Limited

Jun 2021 – Present

Corporate Head Quarter, Dhaka

Assistant Vice President

Remarkable experience in bank operations management, steep knowledge of bank products and banking regulations, good understanding of operational risks and related controls, ability to develop written compliance policies and procedures, wide knowledge of the financial services regulatory and compliance. Responsible for overseeing the function of concern department and ensuring background operational activities run smoothly and efficiently for all bank branches. Manage appointments, enquiries or complaints from branches. Accurately and efficiently address any issue or disputes with branches.

ONE Bank Limited

May 2017 – Jun 2021

Principal Branch, Dhaka

Senior Principal Officer

Managing branch operations team to deliver effective financial services to clients. Responsible for ensuring outstanding customer relations, as well as imbibing the bank’s service culture in all staff members through personal coaching. Delegate duties to various team members, giving them specific tasks to accomplish for overall success of banking operations. Give useful suggestions to the management on how to improve on the bank’s operation. Exhibit high level of competence and confidence in handling all financial issues encountered on the job. Responsible for setting up the work flow process for banking operations, and for taking necessary measures to provide the needed support for smooth operations. Monitor daily operations to ensure a free flow process, and also supervise the execution of daily tasks. Create a strong workforce by developing competent individuals in the banking operations team. Collaborate with heads of other units to develop best practices for successful banking operations.

ONE Bank Limited

Jan 2012 – May 2017

Jagannathpur Branch & Basabo Branch, Dhaka

Principal Officer

Facilitate high valued customers with their financial needs through preparing Credit Memorandum (CM), Transaction Approval Memo (TAM), Credit Risk Grading (CRG), Financial Spread Sheet (FSS) etc. Manage high value portfolios and advices according to customer financial needs. Find out the chain of documents of collateral security to protect the interest of bank and also concerned with the panel lawyers. Bridging information gaps in the loan proposals through making queries and discuss with customers. Factory and collateral visit of the borrowers. Alternate Operation Manager & Custodian of main vault. Implementation of new and revised policies and procedures throughout branch and department.

ONE Bank Limited

Sep 2010 – Jan 2012

Jagannathpur Branch , Dhaka

Senior Officer

Worked in General Banking as alternate in charge. Responsible for checking & supervision of all general banking related jobs as per branch & head office requirement. Processing, reviewing and analyzing of loan proposals such as Project finance, Trade finance, Lease finance & SME financing. Prepare financial analysis & Credit Risk Grading. Disbursement of loan after all terms and conditions of approval have been met. Prepare sanction advice & other related correspondence. Monitor insurance coverage to ensure appropriate value over facility. Credit related returns of Bangladesh bank through head office in due time. Review and monitoring of the credit portfolio of the branch. Asset Marketing and Corporate Financing activities.

ONE Bank Limited

Dec 2009 – Sep 2010

Banasree Branch, Dhaka

Officer & Senior Officer

Prepare credit proposal against small & medium enterprise financing. All correspondence with lawyer & surveyor for vetting & valuation. Collect necessary inquiries from credit information bureau of central bank. Site inspection and ensure timely visit of client business premises. Maintain all standing instruction related with credit.

ONE Bank Limited

Nov 2006 – Dec 2009

Kakrail Branch & Gulshan Branch, Dhaka

Officer

Alternate custodian of vault. Worked in General Banking as in charge. Responsible for checking & supervision of all general banking related jobs as per branch & head office requirement. Develop relationship and maintain liaison with different clients. Responsible for ensuring overall operational activities of the branch. Counseling with customers on concern different liability product of the bank. Reviewing deposit account risk grading & KYC. Inward foreign remittance. Issue & verification of encashment certificate against inward foreign remittance. Checking foreign currency account and maintain all instruction as per customer requirement.

Education

School of Business

Jul 2008 – Jun 2010

Master of Business Administration, Department of Management

Faculty of Commerce

Jul 1993 – Jun 1994

Master of commerce, Finance

Faculty of Commerce

Jul 1990 – Jun 1993

Bachelor of commerce with honours, Finance & Banking

Mohammed Fazle Rabbi

Financial Analysts

Skills

Languages