User's Cover Picture
User's avatar


I have experience in the finance domain, i.e. financial analysis, credit and risk compliance, and credit underwriting.

Sambalpur, India
Credit manager at Veritas finance Pvt Ltd
Studied Business, Accounting, finance at Sambalpur university
Joined October 9, 2022



Native or Bilingual
Native or Bilingual
I have 5+ experience in the finance domain, i.e. financial analysis, credit and risk compliance, and credit underwriting and
User avatar
Veritas finance Pvt Ltd
Dec 2021 – Present
Credit manager
Looking after records of all risk clients and their reporting of suspicious activities The ability to read and interpret documents such as bank statements, policies, and financial statements. Handle file reviews of suspicious activity to ensure credit process end-to-end agreement process with the clients. Undertaking KYC and AML, understanding the creditworthiness of the clients and underwriting the proposal is responsible for credit assessment memos. Requirement Communicate with the team leader regarding issues or escalations regarding the process. Analysis of the financial reports Undertaking all loan operations activities viz. commercial lending, risk assessment, bank statement To ensure that clients are adhering to the legal and technical requirements and complying with the policy, satisfy the customer by ensuring process quality and enhancing CRM. Undertaking responsibility for doing QC on all the applications and complying with unusual transactions Identifying methodologies for continual process improvement
User avatar
Bajaj finserv
Apr 2021 – Nov 2021
Credit manager
processing incoming credit requests, completing necessary due diligence and ensuring timely completion of credit underwriting. Conducting an objective and thorough credit analysis of the financial condition and creditor's financial condition using analysis of historical and projected financial statements, biographical data, market information, credit reports, and other data and identifying Undertake a comprehensive 360-banking assessment of customers and offer the right banking solutions. Undertake a thorough and comprehensive single window credit assessment. Undertake the credit assessment process within a defined turn-around-time (TAT). Focus on delivering best-in-class service and transaction experiences to customers in every engagement. Consider key market nuances in the credit underwriting process. Undertake comprehensive opportunity capturing while conducting credit assessment. Keep a focus on creating a high-quality portfolio. Manage the complete life-cycle of the loan process, from credit application to disbursement. Keep track of market factors, indices, policies, and regulations and identify their impact on credit portfolios and decision-making. Ensure post disbursement documents and covenant management. Work closely with internal teams such as legal, technical valuation, filed investigation, risk containment, amongst others. Monitor loan utilization, repayment capacity, and adherence to policy and guidelines.
User avatar
Paras Hospitals
Oct 2018 – Nov 2020
Corporate finance executive
prepare financial reports and statements related to the expenses at your They also collect data and conduct analyses of spending to increase To improve efficiency and improve the bottom line, analyze FCFF to produce forecasts of business, industry, and economic conditions in order to make future investment decisions and assist in fundraising for upcoming projects of a company
User avatar
The Muthoot Group
Dec 2015 – May 2018
Sambalpur Area, India
Credit operations & Relationship executive
It is a credit-based company that provides loans to customers for their start-up and other reasons. We were dealing with customers to fulfill their requirements.
User avatar
Sambalpur university
Apr 2009 – May 2012
B.COM, Business, Accounting, finance