SYED KASHIF HUSSAIN, Accounting, banking and Finance Professional

About

A confident, hardworking and self-motivated individual with experience of working within General Banking, Consumer Banking, Audit, Accounts and Finance environment. More than 14 years of accounting, banking and finance experience accounting policies and procedures, accounts finalization, financial statements, analysis of financial statements, reconciliations, cash flows management, auditing and interpretation of financial statements, financial forecasting, budgeting, cost analysis, CVP analysis, variance analysis, pricing of products, cost flows, payroll management etc. Strong analytical ability, proven history of setting high performance teams, & developing managers. Always ready & excited to develop or turnaround challenging businesses. Ability to do multi-tasks, integrating the work of other individuals to accomplish defined and prioritized activities. Quick to adapt new software and techniques and consistent to deliver tasks on commitments.

Experience

HMD GROUP SRL / ALL BRANDS GROUP SP ZOO

Nov 2020 – Aug 2021

Via Roma 60, 25030 Roncadelle, Brescia, Italy

Assistant Gerneral Manager – Accounts and Finance

 Responsible for providing leadership and strategic direction to business forecasting and financial analysis processes.  Work closely with business leaders to increase company's efficiency and profitability by assisting with formulation of short term and long-term financial plan.  Lead the budgeting and forecasting process including assessment of business drivers to qualify their impact on financials and improve the forecasting process  Develop and review the overall performance monitoring, planning, analytics processes to drive operational and financial improvements  Lead and drive corporate planning, analytics and reporting including reporting to Management, Board and investors  Liaison with business leaders to drive the annual growth process and develop ways to make it more objective and realistic  Analyze results and develop insight into key variances and business trends and identify risk and opportunities (plus mitigating actions) to ensure delivery of the short-term financial targets and long-term strategic targets  Design and implement MIS and dashboards which support objective decision making to drive operational and financials excellence  Deliver weekly, month-end, quarter-end and year-end reporting requirements in accordance with deadlines  Cost and EBIT Management  Partner with business heads to develop cost budgets for their functions; drive periodic review of performance against budget and drive initiatives for cost optimization  Pricing Analysis and Support  Develop in-depth understanding of the pricing dynamics across geographies and competitors and provide financial analysis to support pricing, product strategy and new product launches  Partner with business heads to identify and evaluate new business opportunities in areas such as new channels, new business lines, new territories, and new products  Provide financial analysis and advice for new business propositions

HMD GROUP SRL / ALL BRANDS GROUP SP ZOO

Dec 2019 – Oct 2020

Via Roma 60, 25030 Roncadelle, Brescia, Italy

Manager Accounts and Finance - Remote

Responsibilities:  Responsible for the financial health of the company. Producing financial reports and developing strategies based on financial research. Guiding senior executives in making sound business decisions in the long and short term.  Monitor the day-to-day financial operations within the company, such as payroll, invoicing, and other transactions  Oversee financial department employees, including financial assistants and accountants  Contract outside services for tax preparation, auditing, banking, investments, and other financial needs as necessary  Track the company's financial status and performance to identify areas for potential improvement  Seek out methods for minimizing financial risk to the company  Research and analyze financial reports and market trends  Provide insightful information and expectations to senior executives to aid in long-term and short-term decision making  Review financial data and prepare monthly and annual reports  Present financial reports to board members, stakeholders, executives, and clients in formal meetings  Stay up to date with technological advances and accounting software to be used for financial purposes  Establish and maintain financial policies and procedures for the company  Understand and adhere to financial regulations and legislation.  Develop and maintain assets, liabilities and capital account system records.  Estimate the amount of capital required for proper functioning of the business  Devising capital structure  Management of cash  Financial controlling and reporting  Accounting books  Sales and purchase orders  Payments and receipts  Financial internal audit  Theft management  Budgeting and approvals  Payroll management  Stores account management  Assets management  GST and income tax  Seeking reliable vendors or suppliers to provide quality goods at reasonable prices  Negotiating prices and contracts

ChenOne Stores Limited

Apr 2017 – Nov 2019

Gulberg III, Lahore, Pakistan

Assistant Manager Finance & Accounts

 Responsible for Finance and Accounting department overall performance.  Ensure adequate documentations for payables, receivables and timely updating accounting records and reconciliation process  Timely preparation of reliable management reports and financial statements, coordinating with both external and internal auditors and completing audit timely and release of audited financials well before deadline.  Preparation of reliable overall budgets for the company detailed to departments and sub departments, analysis of variance versus budget and substantiating with correcting measures and other documentations.  Maintaining healthy working atmosphere with all departments and ensure company financial policies are observed properly.  Participates in making company business plans. Reviews and advise on business maters having significant financial and profit implications, including major sales and purchase contracts, join venture participation, capital expenditures, staff expansion, agency agreements.  Coordinates preparation of operating and capital budgets. Monitors performance against budgets. Identifies problem area, advice on corrective action.  Ensures that all regular financial reports are prepared accurately and on time. Identifies needs for special reports and analyses and arrange for preparation. Evaluates reports.  Forecasts and monitors Cash Flow. Deals with the company’s Treasury on cash requirements and foreign exchange transactions. Ensures proper management of cash to meet needs and maximize return on assets.  Directs company’s accounting system to ensure maintenance of complete, accurate and timely financial and operating information.  Directs development of new and improved accounting and financial management systems and procedures in compliance with legal requirements and standards of good practice.  Ensures operation of sound credit and collection program to facilitate sales and minimize credit losses.

Mashreq Bank PLC

Mar 2014 – Mar 2015

DIC Branch, Sheikh Zayed Road, Dubai, United Arab Emirates.

Assistant Manager Branch Banking Operations

 To ensure that operational and front office activities run smoothly and carried out appropriately. This includes operational tasks such as authorizing transactions and checking reports. Handle reconciliation of accounts and departmental coordination. Assumes responsibility and managerial duties in the absence of Branch Operations Manager. To perform other branch functions such as Cash officer and Teller to facilitate functioning of the department and customer service delivery whenever required. Main Tasks and Responsibilities  Check assigned front office transactions.  Prepare periodical MIS and submit to concerned units.  Print & distribute relevant reports, ensuring report review sheets are appropriately signed.  Carry out branch related administrative tasks assigned.  Process & scan Outward Clearing Cheques.  Ensure proper lodgment of voucher bundles.  Process inward / outward mail  Monitor and reconcile GL and suspense accounts.  Provide support regarding archiving of obsolete documents and maintenance of branch records.  Conduct quality check and scanning of account opening documents and forward to OM for system authorization.  Ensure safety and security of voucher bundles and all branch reports.  Organize the dispatch and retrieval of vouchers and other records from the Archives as required  Assist in retrieving PDCs / voucher copies /statements as per customer requests.  Collect cheque deposits from the drop box, process and scan through Rosetta  Handle branch inward and outward mail.  Pint reports and distribute to concerned staff.  Handle department filing.  Maintain branch main and temporary key registers.  Assist in administration of branch utilities and accounts reconciliation.  Work as a teller and perform all cash counter banking transactions to meet high service standards such as cash deposits, cash withdrawals, FX transactions, DDs & POs issuance.

Bank Alfalfa Limited

Jun 2007 – Oct 2013

Consumer Finance Centre - Head Office Lahore, Pakistan.

In charge Operations – Retail & Consumer Banking

 Worked as In charge Operations Consumer Finance pan Pakistan, to manage the operations of all units across Pakistan to process credit cards, auto finance and home finance payments and settlements.  Management of overall operations, ensuring efficiency, effective controls and maintenance of quality service level.  Ensuring proper daily checking of departments activity report, monitoring of suspense and reconciliation of accounts in line with prudential regulations and organization’s procedure and policies.  Management of department operations pertaining to Clearing, General Ledger Posting, and Online Posting.  Management of credit cards, auto finance and home finance payments through Cheques, Debit Authorities, and Direct Debits pan Pakistan according to defined policies and procedures.  Management of reversals and adjustments regarding credit cards, and auto finance transactions.  Management of Clearing and Online Payments Modules.  Coordination with Collection and Recovery Departments pan Pakistan for the processing of represented auto finance and home finance payment cheques.  Monitoring the process flow of auto finance, home finance and credit cards.  Management of auto finance, home finance & credit cards MIS’s (Acquiring, issuing, Reversals & Adjustments, Payments Processing through cheques, auto debits & debit slips) from all Operation Departments pan Pakistan on daily basis to ensure that the payment instruments and processing of transactions have been done timely and according to policies and procedures.  Maintenance and updating of record keeping in such manner that will provide effective information to management according to Audit Standards.  Assurance of quality customer services and handling of customer complaints promptly and effectively.  Keep team motivated, delegate tasks/ decision making as per skills / competencies of staff.

BITA Group of Companies

May 2004 – Dec 2006

Lahore, Pakistan

EXECUTIVE MANAGER TO THE CEO

 Act as a point of contact for Executive Team, determine the importance and urgency of all enquiries and dealing with them or routing them through the most appropriate person for response.  Schedule meetings and arrange conference rooms.  Alert manager about cancellations or new meetings.  Manage travel and schedule.  Handle information requests.  Prepare correspondence and stuff mail into envelopes.  Arrange for outgoing mail and packages to be picked up.  Prepare statistical reports.  Manage spreadsheets.  Greet and receive visitor.  Prepare confidential and sensitive documents.  Coordinates office management activities.  Determine matters of top priority and handle accordingly.  Prepare agenda for meetings.  Takes and transcribes dictation.  Helps prepare office budget.  Plans events and volunteer activities.  Maintain office procedures.  Coordinate travel arrangements; prepares itineraries; prepares, compiles and maintains travel vouchers and records.  Operate office equipment, such as photocopy machine and scanner.  Coordinate committees and task forces.  Relay directives, instructions and assignment to executives.  Receive and relay telephone messages.  Direct the general public to the appropriate staff member.  Maintain hard copy and electronic filing system.

BITA Group of Companies

Apr 2002 – Apr 2004

Lahore, Pakistan

Assistant Manager Finance & Accounts

 Responsible for bookkeeping, preparing financial statements, maintaining cash controls, maintaining accounts payable and receivables, assisting with budgeting for the firm, and fulfilling local compliance requirements with respect to Financial Accounting  Responsible for Administrative functions and HRrelated tasks related to, or with an impact on Financial Accounting.  Prepare and examine accounting records and financial statements to assess accuracy, completeness, and compliance with reporting standards and procedures  Assist in developing and analyzing budgets, completing periodic reports that compare budgeted costs to actual costs  Prepare monthly reconciliation of all cash, cheques and credit card accounts  Complete financial management report  Responsible for data entry of payments, bank deposits, bills payable, etc.  Assisting in day to day activities of the accounts/finance department  Report to management on the financial position of the firm  Maintain records of financial disbursements/receipts of firm  Assist with annual and internal audit  Maintain financial files and records  Maintain and control accounts payable and accounts receivable  Verification of the invoices received from vendors and preparation of payments on timely basis  Liaison with counterparties when required, banks, vendors and customers Additional Responsibilities:  To assist the Manager Accounts in monitoring financial statements of the company on quarterly, monthly and annual basis.  To assist the Manager Accounts in the daily transaction work.  Supervision and approval of transactions for posing in the electronic ledgers on daily basis.  Monitoring and analysis of Company’s bank statements with various banks on quarterly, monthly and annual basis.  Monitoring and analysis of accounts receivables and payables.  Monitoring of monthly cash flow statement.  Monitoring of various inventory control systems.

Education

Newports Institute of Communication and Economics

Sep 2010 – Sep 2014

Master in Business Administration, Banking and Finance

The Institute of Chartered Accountants of Pakistan

Sep 2001 – Sep 2003

CA Inter, Accounting, Management and Finance

Bahaudding Zakaria Universiy Multan

May 2001 – Sep 2002

Graduation , Economcis

SYED KASHIF HUSSAIN

Accounting, banking and Finance Professional

Skills

Languages