I am a credit and data enthusiast who has working experience of more than 5 years having
acquired skills in sales, communication, organization, customer profiling, underwriting and assessment, data collection, entry
and processing, book keeping and records management that from my employment with
ABSA Bank, an apprenticeship program with Uganda investment authority in partnership with vantage
communications and freelancing with Veeva. I am a highly motivated person with good interpersonal and communication skills. I can
freely adapt to all changes in the working environment without compromising or neglecting any of my
duties. Efficient and effective with my work. Can work with in tight deadlines delivering quality work.
Experience
ABSA Uganda
Dec 2023 – Present
Kampala
Credit Underwriting
Assessing of loan applications
Assess application as per the Policy guidelines and make appropriate decision (approvals, declines,
paused and rejects) in line with discretionary limits.
Capture fate of loan application on the system and standard template.
Confirm loan documents include signed offer letter with an offer amount which is within range
Recommend all approved secured loans for security perfection and issue offer letters.
For secured loans, sanction the loan, issue offer letter and recommend for security perfection.
For approved; stamp and sign and update the system and assessment form before forwarding to receipt
desk.
Forward all offer letters whose amounts are out of range to receipt desk for out bound courier.
Ensure that all loans meet the set product lending criteria before approval.
Ensure that all loan applications to be captured on the system and have been vetted with the vettor’s
stamp and signature.
Forward all suspicious loan applications to fraud team for investigation.
Conduct snap checks as assigned by line manager.
Ensure safe custody of documents (loan applications and supporting documents), tools (Assessors
stamp) and passwords to all systems.
Ensure accuracy of information entered in the system and standard template (assessment form) at all
stages of assessment process.
Respond to queries relating to loan assessing process from various stake holders with the set timelines
Adhere to timelines within the service level agreements (SLA’s) to ensure efficiency and quick
turnaround time (TAT) in loan processing.
Share best practice and any red flags that are a result of the assessment process.
Support other members of the front-end team and others in the loan processing team when required to
ensure business continuity and achievement of business
Ensure that all activities and duties are carried out in full compliance with regulatory requirements,
Enterprise-Wide Risk Management Framework and internal Absa policies
